And this time around, Paytm doesn’t just have to slow down but also swerve to avoid a crash. This week’s withdrawal of the company’s low-ticket Postpaid feature or buy-now-pay-later (BNPL ...

For instance, the consumer personal loan business, BNPL or Paytm Postpaid have a penetration of 0.9% and 4.5% of the MTU, while the merchant loans business has reached 5.9% of all merchants with ...

By late November, one of Paytm's key partners, Aditya Birla Finance, stopped lending to Paytm Postpaid (short term small-ticket loans) customers. While Paytm said it had taken the decision to stop ...

former business head of Paytm Postpaid. Junio, a digital pocket money platform for students, audio dating platform Frn, eyewear brand Cleardekh, Genwise Club, an online club for elders ...

Paytm, with Paytm Postpaid, its product in this space—with an average ticket size of Rs 6,800—has been hit hard. “The BNPL business has collapsed for all players due to RBI’s caution ...

The higher ECL earlier was mostly due to the churn of merchants. After shutting down postpaid loans, Paytm has been accelerating merchant loan distribution with more than 50 percent of loans ...