Ask the Lawyer columnist Ron Sokol discusses how the Federal Deposit Insurance Corporation seeks to keep your banking ...

Specifically, the FDIC insures up to $250,000 per depositor, per institution, which covers deposit accounts as well as other official items ... it should have the FDIC logo on its website.

There are no account-specific fees, including to replace your debit card, make a stop payment order, to receive standard checks, expedited delivery for debit card or official bank checks ...