Good afternoon, ladies and gentlemen. Thank you for standing by. Welcome to the Ellington Credit Company 2024 third-quarter financial results conference call. Today's call is being recorded. (Operator ...

Debt-to-Equity Ratio: Decreased to 2.5 times at September 30 from ... with an effective tax rate reduced to about 7.8% due to NOL utilization. Ellington Credit Co (NYSE:EARN) reported a strong ...

Credit card interest rates are over 20%, and while not a record high, these costly rates can be a strain on people who carry ...

Scoring models consider your credit utilization ratio, that is, how much credit you use compared to your available total. To have a good credit score, experts recommend keeping your utilization at or ...

High balances can lead to what’s called high credit utilization ratios, which can hurt you even if you’re paying your bill in ...

The second biggest factor in your FICO score is the amount of debt you owe, but your credit utilization ratio matters more ...

Credit cards with introductory interest offers can be a huge help over the holidays, but only if you pay off your balance ...

Similarly, cardholders who keep their utilization rate — or the ratio of debt to total credit — below 30% of their available ...

Having a solid credit score is an important part of long-term financial health. Try these seven tips and see how to build ...

A good credit score is important for getting access to loans, rental options and even job opportunities. Good credit can lead ...

Credit card companies release tempting offers on a regular basis. With so many attractive sign-up bonuses, it might seem hard to resist applying for them all. However, bank application rules and ...

How does closing an old credit card impact your credit, spending habits, and financial plans? Read on to find out.