A 700 credit score is just below the middle of this range. 740 to 799 — very good: These people have a history of positive credit behavior and present a much lower risk to lenders.

A 700 credit score is also good enough to buy a house. You can even find lenders that will consider you for higher-value homes requiring “jumbo” mortgages.

A 700 credit score is technically considered a “good” credit score. It will give you the ability to open unsecured credit cards that come with rewards and attractive benefits.

If you have a credit score of 700, you are considered to have a “good” score. FICO – a credit scoring company used by most lenders – defines good scores as between 670 and 739.

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A credit score of 700 for personal loans. Credit score is a three-digit number that reflects your creditworthiness based on your borrowing and repayment history.

A good credit score is typically a score above 700. However, a good credit score will vary depending on the credit product you are applying for.

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If the same borrower has a credit score between 700 and 759, their rate would go up to 6.187%. That rate starts to rise precipitously as the score drops below 700, according to FICO: With a 640 ...

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