Mortgage refi rates have fallen for a second day, lowering the 30-year average to its cheapest level since mid-October. Most other loan types saw rates hold steady or drop.

Interest rates on refinanced student loans are steady. For borrowers with a credit score of 720 or higher who prequalified on Credible.com’s student loan marketplace during the week of November 4, the average fixed interest rate on a 10-year refinance loan was 6.

These are today's mortgage and refinance rates. Mortgage rates are down slightly today, but they're still higher than they've been in recent months.

The average 30-year mortgage rate remains high despite the Federal Reserve again dropping its key interest rate.