Homeowners looking to leverage lower mortgage rates can ask their lenders for a “rate modification,” financial experts say.

People who bought homes in the past two years may want to seek a lower interest rate. Here’s how to think it through — and ...

SoFi mortgage refinance loans offer homeowners a seamless, no-frills process. Learn more with our SoFi refinance review.

The average mortgage refinance rate on 30-year loans dropped to a 19-month low of 6.01% this week. Before refinancing, ...

After plummeting earlier this week to their lowest levels since early 2023, refinance rates on 30-year, 20-year, and 15-year ...

Mortgage rates decline as Federal Reserve cuts benchmark rate by 50 basis points, sparking increased demand for home ...

If you have a mortgage rate of 6.9% or higher, have a good credit score, and at least 20% equity in your home, it could pay ...

Refinancing is when you replace your current mortgage with a new one, often with the goal of lowering your interest rate and ...

Borrowers are finally starting to see signs of hope. Mortgage rates are at their lowest point in 18 months—and expected to ...

A then–newly purchased house in Chicago’s Lincoln Park neighborhood undergoes renovation in 2022. A big drop in mortgage ...

The right time to refinance your mortgage depends on your individual financial situation and goals. If your goal is to reduce ...

Expect to pay closing costs between 2% and 6% of the loan amount when refinancing a mortgage. Here’s a closer look at the ...