If you're thinking about retiring soon but want to continue earning income, prepare for some big changes. Starting in 2026, a long-standing Social Security rule that allowed you to receive full monthly retirement checks even if your annual income exceeded the overall limit will be eliminated.

Deciding when to claim Social Security will depend on your personal situation. There are few social programs in the U.S. as scrutinized and beneficial as Social Security. Regardless of how some may feel about how the Social Security program operates,

However, those born in 1960 or later will have a full retirement age (FRA) of exactly 67 years. This change affects how much you will receive in Social Security benefits and when