designer491 / Getty Images ... debt that is significantly delinquent–usually 90 days or more past due–your lender may decide to either assign or sell your debt to a third-party debt collection ...

Each year, millions of people have their old debt sent to collection agencies ... It's an issue that crosses income levels, education backgrounds and geographic regions. Even when debt has ...

So the company's new app, called PaySwag, is designed for auto lenders, banks and other businesses as a stand-alone, private-label product or for integration into their existing technologies at a time ...

The commission, which has limited authority to write debt collection rules, urged states to take action because most collection cases are filed in state courts. Image A court officer in Brooklyn.