TPG takes a deeper look at what a credit card utilization ratio is and how it's used to determine your creditworthiness.

The second biggest factor in your FICO score is the amount of debt you owe, but your credit utilization ratio matters more ...

Here's why your credit utilization rate matters Your credit utilization rate, also known as your debt-to-credit ratio, is an important factor that helps determine your credit score. Shown as a ...

A good credit score is important for getting access to loans, rental options and even job opportunities. Good credit can lead ...

Paying off credit cards means spending less money on interest. Some lesser-known perks include boosting your credit score and ...

Increasing your credit limit can be a good move for two important reasons: It gives you more purchasing power, and it has the ...

How does closing an old credit card impact your credit, spending habits, and financial plans? Read on to find out.

Your credit score is more than just your spending history. It is a new invention designed to trap modern consumers.

High balances can lead to what’s called high credit utilization ratios, which can hurt you even if you’re paying your bill in ...

“With a weighting of 30%, your credit utilization ratio is a key factor used to calculate your credit score,” said Richard Best, a credit specialist at Dontpayfull.com, a consumer discount fin ...

“The credit bureaus use your credit utilization ratio (i.e., your credit card balance compared against your credit card limit.) If you close a credit card account with a high limit that can ...

Low credit utilization: Ideally, your business should be using less than 30% of its available credit. A low credit ...