1989 was a milestone year in the credit world, but statistical credit scoring has been around since the 1950s.

A hard credit inquiry could lower your credit score by as much as 10 points, though in many cases, the damage probably won’t ...

Having a high credit score buys the average consumer more than bragging rights. Read on to find out how else you could ...

A new Consumer Financial Protection Bureau rule means consumers’ hospital and doctor bills can no longer weigh down their ...

Americans will no longer have to decide what’s more important: Their health or their credit score. Finalized on January 7, a ...

Americans won’t have to worry about unpaid medical bills damaging their credit reports and scores much longer.

Outstanding credit card and other revolving debt decreased $13.7 billion, the most since early in the pandemic, after surging ...

A new WalletHub survey reveals an unprecedented nationwide drop in credit scores, with Alaska plummeting the most and even ...

The government's consumer watchdog agency has finalized a rule banning medical debt from credit reports in a move that could ...

Bad math at Equifax led to bad rates for New Yorkers – now it’s paying up.The credit reporting agency agreed to a $725,000 ...

However, it's not as simple as a certain score matching a certain rate. Insurance companies use your full credit report to determine an "insurance score." A credit-based insurance score doesn't ...

The future of the new rule remains in question, however, with President-elect Donald J. Trump set to return to the White ...