Form 5498 details IRA contributions, required minimum distributions ... The letter will ask for additional taxes, interest, and penalties for any tax underpayment resulting from the deduction ...

Quorum Federal Credit Union offers a good rate on its IRA term savings. They also double as jumbo CDs: if you put over $100,000 in the account, you'll receive a small boost to your interest rate.

Adding real estate to a self-directed IRA when interest rates drop to zero could be a profitable move. But there are a few rules to keep in mind before venturing in: Find a qualified custodian.