A demand letter is a formal request ... Settling a car accident claim without a lawyer is generally not a wise decision unless the injuries and property damage are minor, the fault is apparent ...

In 2023, insurers paid out nearly $260 billion in claims, according to the Insurance ... all the wild card stuff like floods, fires, storm damage, theft, vandalism, and so on.

“People seeking reimbursement due to a pothole can do so by calling Metro311 at 311, or (502) 574-5000, to initiate a claim. An investigation will follow to determine if they qualify for reimbursement ...