I’ve been working now for about five years, but it seems like I just can’t get ahead of the credit-card debt, and it feels ...

Credit card debt can be a significant problem, no matter how much you've accumulated. But if you're an average cardholder, ...

Is Chapter 7 or Chapter 13 Bankruptcy better for credit card debt? Both Chapter 7 and Chapter 13 bankruptcy can help you ...

That said, if you're already behind and bankruptcy is on the table, debt settlement may be a faster, less damaging alternative. But these cards usually require good to excellent credit ...

The percentage of credit card users who are making minimum-only payments has also been rising. This uptick in consumer stress, coupled with the surge in bankruptcy interest, brings up an important ...

When the bankruptcy process is complete, don’t waste any time. Maintaining a job, paying bills on time, and using any unsecured debt such as a credit card wisely will help begin rebuilding your ...

Bankruptcy should always be a last resort ... But given that you are likely paying over 20% APR on your credit card, it's good that you are addressing this problem and preparing to take action.