One factor they consider is your credit score, a three-digit number calculated by analyzing your financial actions — such as debt and payment history, the age of your accounts and your credit mix.

Average credit is a stepping stone to good credit, which can lead to an excellent credit score down the line. While a fair and average credit score is better than having no credit or bad credit ...

A strong credit score can mean lower mortgage and credit-card rates. But a perfect 850 is mostly about bragging rights. There are plenty of things in life you want to be perfect. Your Instagram ...

Credit scores don’t matter unless you’re trying to get a loan, rent an apartment, secure insurance, buy a home, avoid paying a deposit to utility companies, or even land some jobs. OK.

A credit score evaluates your ability to manage and repay credit, impacting many financial activities. FICO scores calculate using payment history (35%), amounts owed (30%), and other factors.