You may need several phone calls or emails before the negotiations are complete. Once you’ve reached a debt settlement agreement, send a letter to your creditor detailing the terms of the agreement.

To negotiate a higher settlement, start with a strong demand letter outlining damages and requesting a specific amount. Include a summary of the accident, evidence of fault, and a breakdown of ...

Understanding how student loan debt settlement works, when it’s an option and how to approach negotiations can make all the difference in finding relief from your student debt. To reach a ...

The practice has largely been happening for the past year, but the change is now permanent under terms of a legal settlement.