You’ve worked hard to save for retirement and the time is finally here. Now, the challenge isn’t simply about how you’ll ...

avoid spending down assets, or even avoid the upfront cost of an annuity. In some ways, retirement kicks loss aversion into ...

Your 20s are the perfect time to start saving for retirement. Here's how you can set yourself up for success.

Think about it. Imagine you retire with $2 million at age 65 and live until 90. That means you can spread that sum out over ...

Almost everyone has an IRA, 401(k) or similar retirement savings account. The purpose is to have that money available when you stop working. But what if you don’t need it right away? This ...

Basically, the 4% rule offers a quick and easy way to assess whether your retirement spending goals are realistic ... tend to go up more often than down, you could earn a "pay increase ...

Some retirees prefer to spend down their savings while others want to leave a legacy gift. Those spending their retirement funds must be flexible to accommodate unforeseen events such as market ...

Research shows retirees hesitate to spend savings but readily use lifetime income. Here's what this means for you. In this week's retirement research, we break down "Retirees Spend Lifetime Income ...

But there are certain times in life when it is okay to slow down on saving for retirement ... so it is important to spend many years saving for this time. You may choose to retire early from ...

This series continues changing its asset allocation three decades into a savers’ retirement spend-down years. Target-date funds generally do so by moving out of stocks and into income-producing ...

The real truth about retirement, available only here ... simply seems to be that as people’s health slows down they don’t desire to spend as much. Vanguard’s steady-spending assumption ...

Discover how spending on assisted living costs for elderly parents can qualify for Medicaid spend-down, allowing individuals. like a 92-year-old father. to utilize their assets for care without ...