Once upon a time, there was no mystery about Social Security’s full retirement age — everyone received their full benefit if they claimed at 65 years of age, the age

One of the most important retirement planning decisions you'll make in your golden years is when to apply for Social Security. The most popular age to claim retirement benefits, by far, is 62, the first year you become eligible.

Here I’ll share how I waited for my Social Security benefits until age 70, as well as the reasons why. My wife and I enjoyed a fulfilling, semi-retired life through our late 60s that involved working enough to pay for our living expenses while still having plenty of time to enjoy our grandchildren,

One of the most discussed subjects in retirement planning is Social Security benefits and the age at which one should start receiving them. While you can elect to take them as early as 62, most financial planning experts suggest that it’s more advantageous -- assuming you’re in good health and don’t need them to live on -- to wait for your full retirement age of 67 (all those born in 1960 or later) or even to 70.