Your name, mailing address, phone number and email address. Statements showing proof that you paid (if you’re disputing a late payment). Documentation showing that you’ve paid on time at all ...

Payment history is a major consideration when it comes to calculating your credit score, making up 35% of your total score. A single late payment — which happens 30 days or more after the ...

Late payments can come with penalties like late ... You can also reach out via email, but emails can easily get lost in the shuffle. When you call or write in, make sure to include the following ...