It might help you to learn more about the statute of limitations on debt collection, which effectively gives a debt collector a deadline for suing you over debt. This legal cutoff will vary ...

Key takeaways Understand your rights under the Fair Debt Collection Practices Act and report any violations to the proper ...

What does the statute of limitations period mean for debt? The statute of limitations on debt collection is a set period in which a creditor can legally file a lawsuit against a lender.

If an individual files for Chapter 7 bankruptcy, which discharges their personal obligations secured by a mortgaged property, ...

Until they do so, they must cease collection activities. This rule is particularly important if you suspect the debt is not yours, has already been paid or has exceeded the statute of limitations ...

When a debt collector crosses the line and violates the law, you can consult an attorney and reach out to regulatory agencies. You can also request that the collection company verify the debt if ...

Debt collection is governed by laws like the Fair Debt Collection Practices Act (FDCPA), which sets clear guidelines for how debt collectors can interact with consumers. So what are debt ...