TPG takes a deeper look at what a credit card utilization ratio is and how it's used to determine your creditworthiness.

A good credit score is important for getting access to loans, rental options and even job opportunities. Good credit can lead ...

Here's why your credit utilization rate matters Your credit utilization rate, also known as your debt-to-credit ratio, is an important factor that helps determine your credit score. Shown as a ...

How does closing an old credit card impact your credit, spending habits, and financial plans? Read on to find out.

Paying off credit cards means spending less money on interest. Some lesser-known perks include boosting your credit score and ...

Increasing your credit limit can be a good move for two important reasons: It gives you more purchasing power, and it has the ...

Most banks keep track of something called your credit utilization rate (sometimes called a credit utilization ratio). This is ...

extending your line of credit for an authorized user can decrease your credit utilization ratio which can boost your credit score. The amount of influence a primary cardholder's credit history ...

Your credit utilization ratio indicates how much of the money you're currently borrowing compared to your credit limit on revolving credit lines. It's generally recommended that you keep this ...

“With a weighting of 30%, your credit utilization ratio is a key factor used to calculate your credit score,” said Richard Best, a credit specialist at Dontpayfull.com, a consumer discount fin ...

Experian identifies U.S. cities where credit card balances are much greater than the national average to compare them with ...

We outline the perks, pros and cons of the best grocery credit cards, including tips on how to choose the right card for your ...