Technology has made it much easier for people to understand their various rewards programs ⁠— you don't have to manage a complicated spreadsheet ... OG app for tracking credit card, airline ...

Use a system to keep track of your cards and use specific cards for assigned purposes, such as dining or groceries. Keep up ...

When you ask a credit card enthusiast how they track their points and miles, they may show you a complicated spreadsheet they use to calculate point totals for various rewards programs.

A financial advisor offers practical tips to help people reduce credit card debt and build long-term financial control.

Read our guide to the best travel rewards credit cards. How do you keep track of how many points or miles you have? Some people use spreadsheets, while others log into various bank, airline ...