Traditional refund advance loans often carry origination ... doesn’t even start until the end of January - see the tax refund calendar here), do you even need a loan or can you wait?

These loans are typically offered by tax preparation companies as an "advance" on your tax return. Some tax refund loans have high costs that may outweigh the benefits. While we all love the idea ...

provided that no advance payment can be deferred beyond the tax year that follows the year of receipt. The following example helps illustrate this rule. An accrual-method, calendar-year taxpayer ...