A 700 credit score is also good enough to buy a house. You can even find lenders that will consider you for higher-value homes requiring “jumbo” mortgages.

A 700 credit score is technically considered a “good” credit score. It will give you the ability to open unsecured credit cards that come with rewards and attractive benefits.

Below, Select investigates whether a 700 credit score is considered good, how it compares to the national average and what it means when it comes to getting a mortgage or a new credit card.

If you have a credit score of 700, you are considered to have a “good” score. FICO – a credit scoring company used by most lenders – defines good scores as between 670 and 739.

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When your credit score is in the safe range, you may still not be able to avail the lowest possible interest rate, but can certainly get better interest rates than someone in the sub-600 range.

A credit score of 700 for personal loans. Credit score is a three-digit number that reflects your creditworthiness based on your borrowing and repayment history.

What credit score do you need to get the best deal on a car lease? Here’s how your score affects the lease terms, and why the magic number tends to be 700.